This means you can use your card to purchase from Walmart and then pay your balance down without any added interest during the promotional period. One of the most important benefits of the Walmart Credit Card that you won’t have with other cards is the offer for in-store special financing on your Walmart purchases. Unless you plan on shopping immediately at Walmart and spending, at least, $75, there are many other cards with better sign-up bonuses. Many of the other credit cards that are available offer a sign-up bonus worth more and, sometimes offer bonuses that are easier to earn simply because they aren’t limited to Walmart stores. However, if you don’t plan to spend this much at Walmart on the same day you are approved, it won’t be worth anything to you. This bonus is a quick and easy way to basically get a $25 discount on your Walmart purchases. However, you have to spend at least $75 on the same day you open your account, and then the $25 bonus appears as a statement credit on your account within 1 to 2 billing periods. You can earn a bonus of $25 if you make $75 in purchases with your Walmart card when you are approved. Read Capital One Platinum Secured Editor's Review Sign-Up Bonus Worth $25 Statement Credit If, however, you have had credit problems in the past or you are in the process of rebuilding your credit and don’t qualify for the Walmart card, you may need to work with a secured credit card such as the until you increase your credit rating. So if you have been denied by other card issuers, you may still have a chance and can use the Walmart card to help increase your credit rating. The minimum credit score for the Walmart Credit Card varies, but even people with lower scores in the 500s have been approved for some version of the card, which means you may qualify for this card when you wouldn't normally qualify for others. If you are denied the credit card, you might qualify for the store card, which is similar but can only be used in Walmart stores. In order to qualify for the Walmart card, the FICO credit score required is typically in the mid 600s and lower 700s (Also Read: What Is Good Credit Score Range). Credit Score Needed For Walmart Credit Card If you happen to be a Sam’s Club member, you can also make your Walmart Credit Card payment at Sam’s Club. You can also make your card payments online or in any Walmart store at the Customer Service counter. You don’t actually receive the card right at the register, but if you are approved for the credit card in-store, you get a Temporary Shopping Pass that you can use for 24 hours at the store where you apply. Walmart makes it particularly easy to apply and manage your credit card account.įor instance, you can apply for the card either online, at any store register, or at a jewelry kiosk. Save 5¢ per gallon at Walmart Gas stations.$25 when you spend $75 upon approval for the card.If you're interested in learning more, dive into our review of the Walmart Credit Card to see how it stacks up against other popular cards. Comprehensive Coverage Options Ways to Lock in Lower Homeowners Insurance Premiums How to Choose the Right Life Insurance Policy Compare the Different Types of Health Insurance Plans Popular Reviews Progressive GEICO State Farm AIG AllstateĪs one of the most popular superstores in the United States, you might expect the Walmart Credit Card to be as popular.įor consumers who regularly shop a variety of products ranging from food to electronics to household goods, the Walmart credit card could come in handy. Banking Best Products Best Savings Accounts Best Checking Accounts Best CD Rates Best Money Market Accounts Best Business Checking Accounts Best Student Checking Accounts Calculate Checking Accounts 101 Emergency Savings Calculator Compare CD Rates Checking Accounts Personal Loans Best Products Best Personal Loans Best Debt Consolidation Loans Best Home Improvement Loans Best Medical Expenses Loans Calculators & Guides Personal Loans Calculator Guide to Personal Loans Guide to Refinancing Student Loans How to Consolidate Credit Card Debt Popular Reviews Upstart Payoff Sofi Lending Club Investing Best Products Where to Invest Money Best Brokerages Best Robo Advisors Read & Learn Investing 101 How to Buy First Stock How to Invest in Mutual Funds How to Pick a Financial Advisor How Much to Save for Retirement Popular Reviews Betterment Merill Edge Wealthfront Insurance Best Products Best Auto Insurance Best Home Insurance Best Life Insurance Best Health Insurance Read & Learn Figure Out How Much Auto Coverage You Need Collision vs.
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